Ajay Bhushan Pandey (for Info only, not official)

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Ajay Bhushan Pandey

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    ...The Supreme Court has declared the Right to Privacy a fundamental right, albeit subject to reasonable restrictions in legitimate state interest. In this context, the role of Aadhaar in transforming India will surely be debated. India has embarked on a major revolution towards a transparent economy through digital payments. Digital payment, thus far, has been the exclusive privilege of a few who could afford debit or credit cards and could handle pins, passwords, OTPs and so on. India’s cash-to-GDP ratio is around 12 per cent, among the highest in the world. The share of digital payments is said to be about five per cent of total personal consumption or even lower at two per cent of total transactions, which are among the lowest in the world. ...

    Indian Express on Sept. 15, 2017, 1:05 a.m.

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    ...They need to be reminded that, not so long ago, huge sums of money in welfare schemes meant for poor were being siphoned away through ghost entities and duplicates and as a result, genuine beneficiaries suffered. Fake PAN and ghost bank accounts and shell companies helped in large-scale tax evasion, money laundering and the generation of black money. Efforts of the government to weed out these ghost entities had only a limited and transient impact. These entities were resilient and would soon reappear in much larger numbers. Aadhaar was conceptualised to address this malaise and was given a statutory basis in 2016 through the enactment of the Aadhaar Act, which enables the government to make Aadhaar mandatory for welfare schemes and services. ...

    Indian Express on July 12, 2017, 12:05 a.m.

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    ...Aadhaar has emerged as a powerful instrument which enables people to establish their identity, receive their entitlements and exercise their rights without fear of being excluded or having their rights taken away. People use Aadhaar to open bank accounts, avail of doorstep banking, make digital payments and receive benefits under the PDS, MGNREGA, Ujjawala and the LPG subsidy, pensions, and scholarship schemes directly from the government without middlemen usurping them. Aadhaar has thus brought transparency in governance and cleansed delivery databases of fakes, duplicates and con men/intermediaries, which have yielded savings of about Rs 50,000 crore in the last two years. ...

    Indian Express on May 13, 2017, 1:42 a.m.