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...In today’s age of digital banking, the salary is now directly credited to our bank accounts and most payments, like equated monthly instalments (EMIs) and utility bills, are made through standing instructions or online banking. So we are clearly missing out on some joys of ‘pehli tareekh (first day of the month)’. However, all of us still needed to go to the ATM to withdraw cash—for the driver, the housemaid, the tuition teacher, the milkman, the laundryman, the handyman, the car cleaner, and oh yes, your watchman for cleaning the vehicle. However digitally evolved we are, we could not avoid the inevitable cash trip. And then, 8/11 (8 November) happened. The government’s ‘shock and awe’ move to demonetise existing notes of Rs500 and Rs1,000 has suddenly changed the game. There are long queues outside banks and ATMs. ...Live Mint on Nov. 29, 2016, 5:31 p.m.