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...What prevents India’s healthcare system from delivering world-class services, especially for the over 800 million people of rural India? India’s tax-based funding of healthcare is far too low and barely supports a government-owned health system which is almost exclusively focused on basic maternal and child health. Health insurance covers less than 5% of total health expenditure. The formal private network is a minuscule component of India’s health sector and is focused on secondary and tertiary care for urban India. As a result, over 60% of healthcare expenditure in India is incurred by individuals whenever they seek care. Money is spent on seeking healthcare services from several informal providers and on purchasing large quantities of irrational medicines directly from pharmacies. ...Live Mint on Dec. 21, 2016, 4:57 a.m.